Terms and Conditions
These terms and conditions govern your use of korivalenthos's website and financial planning services. By accessing our website or using our services, you agree to be bound by these terms.
September 2, 2025
Acceptance of Terms
By accessing this website or subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
These terms constitute a legally binding agreement between you and korivalenthos Financial Planning Services.
Service Description
korivalenthos provides financial planning consultation services through a subscription-based model. Our services include strategic discussions, analytical reviews, and guidance on financial matters, but do not include direct money management or specific product sales.
Services are available to UK residents aged 18 and over. Service availability may vary based on regulatory requirements and business capacity.
Your Responsibilities
As a user of our website and services, you agree to:
- Provide accurate and complete information during consultations and account registration
- Maintain the confidentiality of your account credentials and notify us of unauthorised access
- Use our services only for lawful purposes and in accordance with these terms
- Pay all fees and charges associated with your subscription on time
- Seek independent professional advice before implementing any financial strategies discussed
Prohibited Uses
You may not use our website or services to:
- Violate any applicable laws, regulations, or third-party rights
- Transmit harmful code, spam, or attempt to gain unauthorised access to our systems
- Share your account access with unauthorised third parties
- Reproduce, distribute, or commercially exploit our content without permission
- Interfere with or disrupt our website functionality or server operations
Intellectual Property Rights
All content on this website, including text, graphics, logos, and software, is owned by korivalenthos or our licensors and protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, or create derivative works from our content without explicit written permission.
Payment Terms and Billing
Subscription fees are billed monthly in advance. Payment is due immediately upon subscription activation and on each monthly anniversary thereafter.
Subscription Fee: Monthly subscription fee is £250, inclusive of VAT at 20%. Prices may change with 30 days' written notice.
Billing Process: Payments are processed automatically via your chosen payment method. Failed payments may result in service suspension.
Refund Policy: Subscriptions may be cancelled at any time with effect from the next billing cycle. No refunds are provided for partial month usage.
Limitation of Liability
korivalenthos's liability for any claims arising from our services is limited to the amount paid for services in the 12 months preceding the claim.
In no event shall our total liability exceed £3,000, regardless of the legal theory or nature of the claim.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently through the following process:
Arbitration Agreement
Any disputes arising from these terms or our services will be resolved through binding arbitration in accordance with UK arbitration law.
Arbitration will be conducted under the rules of the Chartered Institute of Arbitrators, with proceedings held in London, England.
EU Online Dispute Resolution
EU consumers may access the Online Dispute Resolution platform for assistance with complaints.
Access EU ODR Platform: https://ec.europa.eu/consumers/odr/
Nothing in this section affects your statutory consumer rights under UK consumer protection law.
Termination
Either party may terminate the subscription with 30 days' written notice. We reserve the right to terminate immediately for breach of these terms.
Upon termination, you lose access to services and any unused subscription fees are forfeited.
Governing Law and Jurisdiction
English law governs these terms and any disputes arising from website use.
These terms are governed by English law, and any disputes will be subject to the exclusive jurisdiction of English courts.
Changes to These Terms
We may modify these terms at any time by posting updated versions on our website with a revised effective date.
Material changes will be communicated via email at least 30 days before taking effect.
Entire Agreement
These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and korivalenthos regarding our services.
Contact Information
For questions about these terms, contact us at contact@korivalenthos.com or +44 413 753 795.